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Europe · Residence

Spain

Schengen residence on proven passive income, with citizenship at ten years.

Entry requirement
No investment required
Timeline
2–4 months
Visa-free access
190

Overview

Spain closed its Golden Visa to new applicants on 3 April 2025. The non-lucrative residence permit is now the principal route for private clients: a one-year permit for those with sufficient income from outside Spain who will not work locally, renewed for two years at a time. It leads to permanent residence after five years and citizenship eligibility after ten, and unlike Greece or Cyprus it requires you to actually live in Spain.

Key benefits

  • Residence in a Schengen state with free travel across the area
  • No investment, property purchase, or capital transfer required
  • Spouse, minor children, and dependent parents included in the same application
  • Children attend Spanish state schools and universities on domestic terms
  • Permanent residence at five years; citizenship eligibility at ten

Requirements

  • Passive income of at least EUR 28,800 a year for the main applicant, plus roughly EUR 7,200 for each dependant, evidenced by bank statements and asset records
  • Private Spanish health insurance with full cover and no co-payments or waiting periods
  • Clean criminal record certificate from every country of residence in the past five years, legalized and translated
  • Medical certificate confirming no diseases of public health concern
  • Application filed in person at the Spanish consulate for your place of residence
  • Residence in Spain for more than 183 days a year to renew the permit

Frequently asked

What happened to the Spanish Golden Visa?

It was abolished for new applications on 3 April 2025. Permits already issued remain valid and renewable. The non-lucrative permit and the digital nomad visa are the routes now open to private clients.

Do I have to live in Spain?

Yes. You must spend more than 183 days a year in Spain to renew, which also makes you a Spanish tax resident. We model that position with you before filing.

Can I work or run a business in Spain?

Not on this permit. Income must come from outside Spain. After the first year you can apply to modify the permit to allow work or self-employment.